Disclosure

This policy is valid from 22 Octobber 2012

Please read this disclosure agreement carefully before accessing or using the Site. By accessing or using any part of this site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this Agreement, then do not access this site or use any services. This site is available only to individuals who are at least 13 years old.
The views and opinions on this site are owned by individuals, and do not represent their employer.
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